Under the bankruptcy law
every debtor must go through a pre-filing counseling session, which can be done either over the telephone or on-line.
Court Approved Counseling Agencies for Southern District of New York
All consumers who have already
filed for bankruptcy must complete a financial management course and receive a certificate before their case is discharged.
Reich Reich & Reich, P.C.
235 Main Street, Suite 450
White Plains, NY 10601